Prices start from £225 per year. If you’re the owner of a modified vehicle, we know you spend a lot of time, effort and money on fine-tuning it. Let Sterling find you the right insurance cover, and call directly for our best prices.
Modified cars can be any make or model. Yours may be a modified classic, or a more recent model with mods that make it stand out from the crowd.
Whatever you drive, you will want a policy that covers you for the road, your modifications, and perhaps more specific needs. You may want to attend car shows or car meets, take your vehicle out on special occasions only, or customise it even more.
If you have performance enhancing modifications or cosmetic modifications, we will help you find the right cover at the right price. It can be difficult to find cheap modified car insurance, particularly if you’re a young driver or own a high performance model, so let Sterling do the searching.
Policies for modified cars are more specialist than standard car insurance or van insurance, and the price will vary depending on the modifications. Sterling compares quotes from more than one insurance company so you get the very best deal. Call one of our experts who will find a quote that works for you. Let us do the shopping around for you.
A modified vehicle is one that has been updated from the factory standard in some way, whether it’s to improve the vehicle’s performance or give it a unique look. Sterling can insure any modified vehicle, and the modifications on a like-for-like basis. Special discounts are also available for Mini and Beetle owners.
Sterling’s policies for modified vehicles includes cover for up to £1,500 worth of cosmetic modifications subject to policy selection. This should cover a decent set of alloy wheels and maybe a few other tweaks to give your vehicle a unique look. You must declare all modifications to your insurance company and keep them updated on any further work – otherwise your policy may be invalid.
Sterling policies allow you to drive through Europe for up to 30, 60 or 90 days for free if your modified vehicle is registered in the UK. We can also help motorists with insurance paperwork – known as an insurance Green Card – for longer trips abroad. Our modified car insurance policies also includes legal protection up to £100,000.
Add Sterling’s home-start service and European / UK breakdown cover to your modified insurance policy. It’s ideal for keeping you on the move if you’re ever on the road and find yourself in trouble. We also offer misfuelling cover, keycare, and windscreen as optional extras.
Sterling’s claim line is open 24 hours a day, 365 days a year. If you need to make a claim, we will be here for your call.
Our modified car insurance policies can also come with the following features.
There are a number of ways you may be able to reduce the costs of your policy.
A modified car can come in many forms. It may have a unique look or it may be a unique drive. At the end of the day, you want a policy that will cover your vehicle for the road.
Finding good-quality insurance cover for a modified vehicle at a sensible price is still not easy, especially so if you have a high performance model or if you are a younger driver.
Enthusiasts often find that companies claiming to insure modified cars can’t or won’t give a quote on their particular model or to drivers of their profile. Some won’t even give a quote to modders under 30.
Sterling realises custom car owners just want to be insured. So we have access to various insurance companies, and can help find you the best price.
We think our quotation service is one of the swiftest in the business and your policy will be issued on the same day you agree the deal.
Let us compare the prices with the levels of cover. We’ll take quotes from multiple insurance providers to ensure you get the very best deal.
Sterling’s claim line is open 24 hours a day, 365 days a year.
If an insurance customer needs to make a claim, we’ll be here for you. Be assured there will be a sympathetic ear at the end of the phone.
Whether you’re calling for a quote or want to make a claim, our staff are based in the UK and ready for your call.
As soon as you agree the policy terms, your insurance can be issued on the same day.
Our senior staff have been working in the insurance industry for 30 years.
It means we can help if you need to find cover for situations or circumstances that are a bit more specialist.